Toronto Personal Injury Lawer Blog - Findlay Law

Canada's "no fault" insurance can be a misleading term. "No fault" does not imply that the person who caused the accident is not to blame; it simply means that no matter who caused the accident, all parties are entitled to receive benefits form their insurance company. This makes it possible for people involved in car accidents to receive compensation quickly, without having to worry about insurance companies arguing over which driver is to blame for the accident. Insurance companies do asses fault, however, and causing an automobile accident will almost assuredly result in higher premiums.

Very Serious Injury

In Ontario, an injury deemed "very serious" entitles the victim to additional compensation. Very serious can seem like an arbitrary distinction, which is why it's helpful to contact a personal injury attorney. In many cases, the experienced attorneys at Findlay Law can assist you in receiving an average of 25 percent more than the insurance companies would offer.

Universal Coverage

Insurance coverage in Ontario is Universal, meaning it covers the full range of injuries for both you and your passengers. Long-term physical and psychological damages may however not be covered. In Ontario, the victim of a car accident is allowed to sue for permanent and serious physical, psychological, and mortal damages, but the amount awarded will be less the insurance payment. Loss of wages, medical expenses, and personal suffering can take a heavy toll on victims of car accidents, which is why you'll want to make sure you have the attorneys of Findlay Law on your side to ensure you receive the maximum amount to which you are entitled.

If you live in Hamilton, Burlington, Mississauga, Kitchener, Niagara Falls, or the golden horseshoe, and have been involved in a car accident, don't rely solely on your insurance company for compensation. Please contact the personal injury attorneys at Findlay Law to schedule your initial consultation, and to begin the process of getting the full compensation you deserve.