Toronto Personal Injury Lawer Blog - Findlay Law

What is Disability Insurance?

Disability insurance is a type if insurance that protects you in the case of an accident that results in a disability that interferes with your ability to work. When you are unable to work, the loss of wages can make it difficult to make ends meet; add to that the additional expenses of medical care associated with many disabilities, and it may not be long before you find yourself drowning in a sea of debt.

Disability insurance may be purchased individually, or provided by your employer, but in any case, the insurance companies will work to minimize the financial impact of your injury to their bottom line. Many time, insurance companies act slowly to pay out disability claims, underpay claims, or flat out deny them for myriad reasons. It is because of this that you will want to contact the disability claim attorneys at Findlay Law at the same time you file a claim to ensure you receive the full benefits you deserve.

Why Hire a Lawyer?

Insurance companies are interested primarily in their bottom line, and battling an insurance company on your own can be an exercise in futility; endless waits on hold while trying to talk to the right person, only to be told there’s nothing that can be done can become a daily ritual. Remember, the insurance company is interested in their financial success, not your security and safety, and they will do whatever they deem necessary to guarantee they don’t have to pay you what you are owed.

Having an attorney who is experienced in dealing with disability claims can help ensure that you don’t suffer the financial burdens of a disability any longer than you have to. With over thirty years of practice helping victims of accidents, Findlay Law will work tirelessly to get you the full compensation you deserve.

If you live in Hamilton, Burlington, Mississauga, Kitchener, Niagara Falls, or the golden horseshoe, and have sustained an injury that prevents you from working, please contact the disability attorneys at Findlay Law for a free consultation to see how you can get back on your feet.

Canada's "no fault" insurance can be a misleading term. "No fault" does not imply that the person who caused the accident is not to blame; it simply means that no matter who caused the accident, all parties are entitled to receive benefits form their insurance company. This makes it possible for people involved in car accidents to receive compensation quickly, without having to worry about insurance companies arguing over which driver is to blame for the accident. Insurance companies do asses fault, however, and causing an automobile accident will almost assuredly result in higher premiums.

Very Serious Injury

In Ontario, an injury deemed "very serious" entitles the victim to additional compensation. Very serious can seem like an arbitrary distinction, which is why it's helpful to contact a personal injury attorney. In many cases, the experienced attorneys at Findlay Law can assist you in receiving an average of 25 percent more than the insurance companies would offer.

Universal Coverage

Insurance coverage in Ontario is Universal, meaning it covers the full range of injuries for both you and your passengers. Long-term physical and psychological damages may however not be covered. In Ontario, the victim of a car accident is allowed to sue for permanent and serious physical, psychological, and mortal damages, but the amount awarded will be less the insurance payment. Loss of wages, medical expenses, and personal suffering can take a heavy toll on victims of car accidents, which is why you'll want to make sure you have the attorneys of Findlay Law on your side to ensure you receive the maximum amount to which you are entitled.

If you live in Hamilton, Burlington, Mississauga, Kitchener, Niagara Falls, or the golden horseshoe, and have been involved in a car accident, don't rely solely on your insurance company for compensation. Please contact the personal injury attorneys at Findlay Law to schedule your initial consultation, and to begin the process of getting the full compensation you deserve.

Choosing a lawyer under any circumstances can be a tiring exercise. The phone book is filled with options, and any common internet search can turn up hundreds of lawyers willing to represent you. In cases of personal injury, the decision becomes even more difficult. You want to find a lawyer with a proven track record, but you also want to make sure your lawyer is involved in their practice with the primary objective of helping their clients and not personal monetary gain. You want a lawyer who is aggressive, knowledgeable, professional, and efficient; but with so many things to consider, how do you even know where to begin?

Ask Questions

One of the best ways to find a lawyer is to get testimonials from your friends, neighbors, coworkers, and family members about their experiences with various law firms; but the questioning shouldn't stop there. When you schedule your consultation with a lawyer, he should be willing to answer any questions you have about his experience, win ratio, and availability. Make sure to ask as many questions as you need in order to feel comfortable; this is your case, and you need to be sure you are getting the representation you deserve.

Look for Professionalism

From the time you place your initial call to a law firm, you should be treated courteously and professionally. A law firm's secretarial and paralegal staff will be responsible for handling some of your paperwork, and have many personal interactions with you; it is important that they meet your expectations for professionalism.

Findlay Law has been helping clients with personal injury cases in Toronto, Hamilton, Burlington, Mississauga, Kitchener, Niagara Falls, and the golden horseshoe for over thirty years. Our professional, friendly, and knowledgeable staff prides themselves on providing service that will exceed your expectations.

If you live in Toronto, Hamilton, Burlington, Mississauga, Kitchener, Niagara Falls, or the golden horseshoe, and are looking for an experienced personal injury attorney, please contact the professional, friendly staff at Findlay Law to schedule a consultation and have all of your questions answered.

Personal injury law is the set of legal codes governing personal injury. Personal injury is any physical or psychological injury sustained in an accident that was not caused by you. The attorneys at Findlay Law know that personal injury cases can be difficult to prove, and compensation is often slow in coming; but their familiarity with personal injury law, and their proven track record of winning these cases, makes them a clear choice in personal injury suits.

Personal Injury Cases

When you suffer damages due to someone else’s negligence, you are entitled to receive compensation for your losses. Some instances that may result in a personal injury case are:

• Wrongful death
• Medical malpractice
• Birth injuries
• Animal attacks
• Mesothelioma
• Traumatic Brain Injuries
• Slip and fall accidents
• Defective medications

Any time you have sustained an injury that could have been avoided had safety and caution been used by a company, employer, or fellow citizen, you may have a personal injury case. The personal injury attorneys at Findlay Law are available to answer any questions you may have, and determine if your case qualifies as a personal injury case.

If you live in or around Toronto, Hamilton, Burlington, Mississauga, Kitchener, Niagara Falls, or the golden horseshoe, and have been involved in an accident that resulted in physical or emotional damages, please contact Findlay Law for a confidential consultation.