Toronto Personal Injury Lawer Blog - Findlay Law

Thousands of auto accidents occur every day in Canada. In most cases, there are one or more contributing factors that cause automobile accidents, such as intoxication, distracted driving, or speeding. Just as there are many causes of auto accidents, there are many common types of auto accidents. Accidents are frequently categorized into the following groups.

• Head on collisions
• Intersection collisions
• Auto and pedestrian accidents
• Rollover accidents
• Running off the road

While any type of accident can cause serious personal injury and even death, the type of accident can be used as an indicator of the accident's seriousness. A head on collision involving one or more vehicles at a high rate of speed will more often result in traumatic injuries such as spinal cord or traumatic brain injury. Collisions at an intersection may be serious, but typically, these occur in populated areas where vehicles are moving more slowly in general and one party may be slowing or stopped.

Regardless of what type of accident you are in, seeking adequate compensation for your injuries can be challenging. Canada's "no fault" insurance laws allow injured parties to seek compensation for their injuries from their own insurance companies and limit additional legal action to pain and suffering or lost wages.

If you or someone you know was involved in one of the common types of auto accidents, please contact the experienced auto accident attorneys at Findlay Law offices to review your legal options. We serve Hamilton, Toronto and surrounding areas of Ontario.

Most automobile accidents are caused by careless, intoxicated, or inattentive drivers, Canada's "no fault" law does not mean that neither party caused the accident; it simply regulates a victim's ability to collect compensation by making both drivers responsible for their own insurance claims. Even though the responsible party may suffer increased premiums, "no fault" insurance itself may not sufficiently deter unsafe driving or reduce the number of car accidents.

Canada initiated no fault auto insurance back in 1947; it is designed to lower insurance premiums by minimizing litigation by one party over another.

• The insured must seek compensation for injuries from their own insurance company
• Compensation is capped based on injury in accordance with the Statutory Accident Benefit Schedule.
• Ability to sue the responsible party is restricted to pain and suffering or economic loss, with restrictions.

Frequently, even submitting a claim to your own insurance company does not necessarily mean you will receive quick or adequate compensation. Delays or denials of claims can still occur, leaving you with no alternative than to try to force your own insurance company to pay on your claim using legal options.

If you or someone you know is having trouble collecting on a "no fault" car accident claim, please contact the experienced automobile attorneys at Findlay Law offices, serving Hamilton and Toronto, Ontario, today.

Nobody expects to be in a car accident and when one occurs, it is usually surprising and traumatic. Even minor fender benders cause an autonomic nervous response that may prevent you from thinking clearly, even if you are not seriously injured. It is good to review what to do after a car accident every so often, just in case you have the misfortune of being in one.

Obviously, the first consideration is your personal safety and the safety of others around you.

• Move off to the side of the road and out of traffic if possible.
• Seek medical help; even minor fender benders can lead to serious long-term injuries.
• Exchange information with the other driver involved in the accident, but make sure that you do not admit fault, even to bystanders.
• File any accident claims, as soon after the accident as possible to ensure that you do not miss a filing deadline.
• If things do not go well with getting compensation for injuries sustained, you may need to seek the services of experienced accident attorneys.

The Canadian "no fault" system is complicated. The experienced car accident attorneys at Findlay Law Offices, serving the Ontario area, can help you navigate the paperwork and help ensure that you receive fair compensation for automobile injury claims incurred.

If you or someone you know was injured in a car accident, please contact a car accident attorney today. We will consult with you and examine all of your legal options.

Workplace accidents can happen to anyone, in any industry, at any time. Of course, certain industries are more dangerous making accidents more likely, but all businesses provide some amount of risk to their employees. It is the responsibility of your employer to enforce safety regulations, but even with these in place, not all workplace accidents can be avoided. For this reason, most employers offer disability insurance to help cover the medical costs associated with an onsite accident.

Workplace Accidents

The most common types of workplace accidents are:

• Slips, trips, and falls. No matter what industry you work in, you are at risk of sustaining injuries from an impact with the floor. Boxes left on stock room floors, spills left unattended, and falls from heights are only a few examples of what could potentially harm you.
• Lifting accidents. Even if you use the proper lifting technique, it is possible to hurt yourself at work while lifting an object. Injuries from lifting can make it difficult, if not impossible, to perform even the most basic functions of your job.
• Impact with an object. Whether from a box falling off a high shelf, or a hammer dropped mid-swing, most work environments provide ample opportunity for injury sustained from impact with an unforgiving object.

This list is, of course, not all-inclusive; depending on what industry you work in, you may suffer from burns, cuts, inhalation of chemicals, and even impaling. No matter what injuries you sustain at work however, you need to know your medical expenses will be covered.

Disability Insurance

Most workplace injuries are handled by disability insurance. The problem is, insurance companies are more interested in protecting their profits than paying for your claim. Even disability insurance that you have purchased individually may not pay out the amount you need. This is why it's important to have the experienced disability insurance attorneys at Findlay Law on your side, to make sure you and your family receives the full benefits available.

If you live in Hamilton, Burlington, Mississauga, Kitchener, Niagara Falls, or the golden horseshoe, and have been injured in the workplace, please contact the workplace injury lawyers at Findlay Law for a free, confidential consultation, and start on your way to getting the compensation you deserve.