Toronto Personal Injury Lawer Blog - Findlay Law

Thousands of auto accidents occur every day in Canada. In most cases, there are one or more contributing factors that cause automobile accidents, such as intoxication, distracted driving, or speeding. Just as there are many causes of auto accidents, there are many common types of auto accidents. Accidents are frequently categorized into the following groups.

• Head on collisions
• Intersection collisions
• Auto and pedestrian accidents
• Rollover accidents
• Running off the road

While any type of accident can cause serious personal injury and even death, the type of accident can be used as an indicator of the accident's seriousness. A head on collision involving one or more vehicles at a high rate of speed will more often result in traumatic injuries such as spinal cord or traumatic brain injury. Collisions at an intersection may be serious, but typically, these occur in populated areas where vehicles are moving more slowly in general and one party may be slowing or stopped.

Regardless of what type of accident you are in, seeking adequate compensation for your injuries can be challenging. Canada's "no fault" insurance laws allow injured parties to seek compensation for their injuries from their own insurance companies and limit additional legal action to pain and suffering or lost wages.

If you or someone you know was involved in one of the common types of auto accidents, please contact the experienced auto accident attorneys at Findlay Law offices to review your legal options. We serve Hamilton, Toronto and surrounding areas of Ontario.

Most automobile accidents are caused by careless, intoxicated, or inattentive drivers, Canada's "no fault" law does not mean that neither party caused the accident; it simply regulates a victim's ability to collect compensation by making both drivers responsible for their own insurance claims. Even though the responsible party may suffer increased premiums, "no fault" insurance itself may not sufficiently deter unsafe driving or reduce the number of car accidents.

Canada initiated no fault auto insurance back in 1947; it is designed to lower insurance premiums by minimizing litigation by one party over another.

• The insured must seek compensation for injuries from their own insurance company
• Compensation is capped based on injury in accordance with the Statutory Accident Benefit Schedule.
• Ability to sue the responsible party is restricted to pain and suffering or economic loss, with restrictions.

Frequently, even submitting a claim to your own insurance company does not necessarily mean you will receive quick or adequate compensation. Delays or denials of claims can still occur, leaving you with no alternative than to try to force your own insurance company to pay on your claim using legal options.

If you or someone you know is having trouble collecting on a "no fault" car accident claim, please contact the experienced automobile attorneys at Findlay Law offices, serving Hamilton and Toronto, Ontario, today.

Nobody expects to be in a car accident and when one occurs, it is usually surprising and traumatic. Even minor fender benders cause an autonomic nervous response that may prevent you from thinking clearly, even if you are not seriously injured. It is good to review what to do after a car accident every so often, just in case you have the misfortune of being in one.

Obviously, the first consideration is your personal safety and the safety of others around you.

• Move off to the side of the road and out of traffic if possible.
• Seek medical help; even minor fender benders can lead to serious long-term injuries.
• Exchange information with the other driver involved in the accident, but make sure that you do not admit fault, even to bystanders.
• File any accident claims, as soon after the accident as possible to ensure that you do not miss a filing deadline.
• If things do not go well with getting compensation for injuries sustained, you may need to seek the services of experienced accident attorneys.

The Canadian "no fault" system is complicated. The experienced car accident attorneys at Findlay Law Offices, serving the Ontario area, can help you navigate the paperwork and help ensure that you receive fair compensation for automobile injury claims incurred.

If you or someone you know was injured in a car accident, please contact a car accident attorney today. We will consult with you and examine all of your legal options.

Workplace accidents can happen to anyone, in any industry, at any time. Of course, certain industries are more dangerous making accidents more likely, but all businesses provide some amount of risk to their employees. It is the responsibility of your employer to enforce safety regulations, but even with these in place, not all workplace accidents can be avoided. For this reason, most employers offer disability insurance to help cover the medical costs associated with an onsite accident.

Workplace Accidents

The most common types of workplace accidents are:

• Slips, trips, and falls. No matter what industry you work in, you are at risk of sustaining injuries from an impact with the floor. Boxes left on stock room floors, spills left unattended, and falls from heights are only a few examples of what could potentially harm you.
• Lifting accidents. Even if you use the proper lifting technique, it is possible to hurt yourself at work while lifting an object. Injuries from lifting can make it difficult, if not impossible, to perform even the most basic functions of your job.
• Impact with an object. Whether from a box falling off a high shelf, or a hammer dropped mid-swing, most work environments provide ample opportunity for injury sustained from impact with an unforgiving object.

This list is, of course, not all-inclusive; depending on what industry you work in, you may suffer from burns, cuts, inhalation of chemicals, and even impaling. No matter what injuries you sustain at work however, you need to know your medical expenses will be covered.

Disability Insurance

Most workplace injuries are handled by disability insurance. The problem is, insurance companies are more interested in protecting their profits than paying for your claim. Even disability insurance that you have purchased individually may not pay out the amount you need. This is why it's important to have the experienced disability insurance attorneys at Findlay Law on your side, to make sure you and your family receives the full benefits available.

If you live in Hamilton, Burlington, Mississauga, Kitchener, Niagara Falls, or the golden horseshoe, and have been injured in the workplace, please contact the workplace injury lawyers at Findlay Law for a free, confidential consultation, and start on your way to getting the compensation you deserve.

What is Disability Insurance?

Disability insurance is a type if insurance that protects you in the case of an accident that results in a disability that interferes with your ability to work. When you are unable to work, the loss of wages can make it difficult to make ends meet; add to that the additional expenses of medical care associated with many disabilities, and it may not be long before you find yourself drowning in a sea of debt.

Disability insurance may be purchased individually, or provided by your employer, but in any case, the insurance companies will work to minimize the financial impact of your injury to their bottom line. Many time, insurance companies act slowly to pay out disability claims, underpay claims, or flat out deny them for myriad reasons. It is because of this that you will want to contact the disability claim attorneys at Findlay Law at the same time you file a claim to ensure you receive the full benefits you deserve.

Why Hire a Lawyer?

Insurance companies are interested primarily in their bottom line, and battling an insurance company on your own can be an exercise in futility; endless waits on hold while trying to talk to the right person, only to be told there’s nothing that can be done can become a daily ritual. Remember, the insurance company is interested in their financial success, not your security and safety, and they will do whatever they deem necessary to guarantee they don’t have to pay you what you are owed.

Having an attorney who is experienced in dealing with disability claims can help ensure that you don’t suffer the financial burdens of a disability any longer than you have to. With over thirty years of practice helping victims of accidents, Findlay Law will work tirelessly to get you the full compensation you deserve.

If you live in Hamilton, Burlington, Mississauga, Kitchener, Niagara Falls, or the golden horseshoe, and have sustained an injury that prevents you from working, please contact the disability attorneys at Findlay Law for a free consultation to see how you can get back on your feet.

Canada's "no fault" insurance can be a misleading term. "No fault" does not imply that the person who caused the accident is not to blame; it simply means that no matter who caused the accident, all parties are entitled to receive benefits form their insurance company. This makes it possible for people involved in car accidents to receive compensation quickly, without having to worry about insurance companies arguing over which driver is to blame for the accident. Insurance companies do asses fault, however, and causing an automobile accident will almost assuredly result in higher premiums.

Very Serious Injury

In Ontario, an injury deemed "very serious" entitles the victim to additional compensation. Very serious can seem like an arbitrary distinction, which is why it's helpful to contact a personal injury attorney. In many cases, the experienced attorneys at Findlay Law can assist you in receiving an average of 25 percent more than the insurance companies would offer.

Universal Coverage

Insurance coverage in Ontario is Universal, meaning it covers the full range of injuries for both you and your passengers. Long-term physical and psychological damages may however not be covered. In Ontario, the victim of a car accident is allowed to sue for permanent and serious physical, psychological, and mortal damages, but the amount awarded will be less the insurance payment. Loss of wages, medical expenses, and personal suffering can take a heavy toll on victims of car accidents, which is why you'll want to make sure you have the attorneys of Findlay Law on your side to ensure you receive the maximum amount to which you are entitled.

If you live in Hamilton, Burlington, Mississauga, Kitchener, Niagara Falls, or the golden horseshoe, and have been involved in a car accident, don't rely solely on your insurance company for compensation. Please contact the personal injury attorneys at Findlay Law to schedule your initial consultation, and to begin the process of getting the full compensation you deserve.

Choosing a lawyer under any circumstances can be a tiring exercise. The phone book is filled with options, and any common internet search can turn up hundreds of lawyers willing to represent you. In cases of personal injury, the decision becomes even more difficult. You want to find a lawyer with a proven track record, but you also want to make sure your lawyer is involved in their practice with the primary objective of helping their clients and not personal monetary gain. You want a lawyer who is aggressive, knowledgeable, professional, and efficient; but with so many things to consider, how do you even know where to begin?

Ask Questions

One of the best ways to find a lawyer is to get testimonials from your friends, neighbors, coworkers, and family members about their experiences with various law firms; but the questioning shouldn't stop there. When you schedule your consultation with a lawyer, he should be willing to answer any questions you have about his experience, win ratio, and availability. Make sure to ask as many questions as you need in order to feel comfortable; this is your case, and you need to be sure you are getting the representation you deserve.

Look for Professionalism

From the time you place your initial call to a law firm, you should be treated courteously and professionally. A law firm's secretarial and paralegal staff will be responsible for handling some of your paperwork, and have many personal interactions with you; it is important that they meet your expectations for professionalism.

Findlay Law has been helping clients with personal injury cases in Toronto, Hamilton, Burlington, Mississauga, Kitchener, Niagara Falls, and the golden horseshoe for over thirty years. Our professional, friendly, and knowledgeable staff prides themselves on providing service that will exceed your expectations.

If you live in Toronto, Hamilton, Burlington, Mississauga, Kitchener, Niagara Falls, or the golden horseshoe, and are looking for an experienced personal injury attorney, please contact the professional, friendly staff at Findlay Law to schedule a consultation and have all of your questions answered.